Finance your backyard project

With Hearth financing, your dreams of a backyard oasis can become a reality. Whether you're financing a shed, gazebo, or garage, you will find convenient, monthly payment options for your project. Myerstown Sheds & Fencing also offers financing for your backyard fencing and deck projects. Are you looking to install a pavilion or pergola? We offer financing options on these outdoor structures as well. Hearth makes it easy for you to find monthly payment options for your backyard projects.

Myerstown Sheds and Fencing has partnered with Hearth so we can help you find financing options that best fit your needs.

How does Hearth financing work?

  • Check Rates in Less Than Two Minutes 

You can use Hearth’s secure online form to quickly check rates and get pre-qualified without impacting your credit score. 

  • Receive Funding in a Matter of Days 

If you’re approved, you’ll receive funding from one of Hearth’s lending partners in no more than a few days. In some cases, funds will be deposited within 24 hours. 

  • Predictable, Fixed Monthly Payments 

With Hearth, there is no element of surprise. The home improvement loans found on Hearth have fixed rates and terms so you’ll know your exact monthly payment upfront. 

  • No Penalties for Pre-Payment 

If you decide to pay off your loan early, you won’t have to pay any additional fees. 

What rates should I expect? 

Credit Range




Est. APR Range





Loan Term


Lending Partners

850 - 741






$1,000 - $250,000


2-12 Yrs



740 - 681






$1,000 - $250,000


2-12 Yrs



680 - 661






$1,000 - $100,000


1-7 Yrs



660 - 550






$1,000 - $50,000


1-5 Yrs



Apply Now

Frequently Asked Questions

Hearth’s lending partners offer installment loans. These loans have fixed monthly payments, terms that are usually between 3 and 7 years, no home equity requirement, and no prepayment penalties.

After you answer a few questions, Hearth will send your information to its network of lending partners. Within seconds, they will check your eligibility and show you available options. Seeing rates does not affect your credit score. You can then submit a loan application with your chosen lending partner, which will affect your credit report just like any loan application.

Installment loans have interest rates to enable quick funding and predictable payments. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates. Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.

Whether you need to finance a backyard patio upgrade project or a new shed or garage, Hearth financing offers a quick and easy way to check rates and get pre-qualified without affecting your credit score. If approved, you can receive funding in just a few days with predictable, fixed monthly payments and no penalties for pre-payment. If you have any questions, feel free to contact us and we will guide you through the process.

Questions? Get in touch.