Explore financing options for your backyard projects.
Ready to create your dream backyard? Hearth financing makes it simple. Here at Myerstown Sheds & Fencing, we'll help you fund everything from sheds and garages to fences, decks, pavilions, swingsets, and more with convenient monthly payments. Let's build your oasis!
Check Rates in Less Than Two Minutes
You can use Hearth’s secure online form to quickly check rates and get pre-qualified without impacting your credit score.
Receive Funding in a Matter of Days
If you’re approved, you’ll receive funding from one of Hearth’s lending partners in no more than a few days. In some cases, funds will be deposited within 24 hours.
Predictable, Fixed Monthly Payments
With Hearth, there is no element of surprise. The home improvement loans found on Hearth have fixed rates and terms so you’ll know your exact monthly payment upfront.
No Penalties for Pre-Payment
If you decide to pay off your loan early, you won’t have to pay any additional fees.
Frequently Asked Questions
Hearth’s lending partners offer installment loans. These loans have fixed monthly payments, terms that are usually between 3 and 7 years, no home equity requirement, and no prepayment penalties.
After you answer a few questions, Hearth will send your information to its network of lending partners. Within seconds, they will check your eligibility and show you available options. Seeing rates does not affect your credit score. You can then submit a loan application with your chosen lending partner, which will affect your credit report just like any loan application.
Installment loans have interest rates to enable quick funding and predictable payments. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates. Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.